0.50% above interchange. You see exactly what Visa and Mastercard charge, and exactly what we charge on top. No bundled rates. No tiered qualifications. No surprise charges.
No annual fees. No monthly minimums. No early termination fees. You stay because the relationship works, not because of signed forced agreement.
Choose the model that fits how you operate. It gives you full cost transparency and the lowest per-transaction rate. Simplicity and predictability.
Your Stability Plan includes a pricing analysis specific to your volume, card mix, and business model. No guessing. No surprises at month-end.
Above interchange on every transaction.
One flat rate for all card types
Above interchange on every transaction.
One flat rate for all card types
Operators who want full transparency and the lowest possible cost per transaction. You see every dollar.
Operators who value simplicity and predictability, or who want to offer clients a cash/ACH discount while the card price covers processing cost.
We always pass the actual interchange rate through on interchange-plus accounts, so you qualify for the lowest rate available for the card type on every transaction. We never increase our margins and we never add surprise fees. In some cases we can be more competitive on margin. In cases where the risk profile is materially higher, pricing is adjusted. Your specific rate is disclosed before you go live.
A client pays you $5,000 by Visa Rewards credit card (card-not-present). Here is exactly where every dollar goes.
ScaleSafe is a client onboarding platform, communications automation system, record-keeping engine, and evidence generator.
ScaleSafe plus a properly underwritten merchant account, interchange-plus pricing, ongoing advocacy, and a team that manages your relationship with the bank.
Keep your current processor. ScaleSafe handles client onboarding, communications, record keeping, and defense packet generation independently. No processor change required.
